Friday, April 9, 2010

Cheap Car Insurance Quotes - Tips for Getting the lowest rate


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Finding auto insurance quotes online is easy, but finding the cheapest car insurance rates, a greater challenge. For the lowest quotes, follow these tips to help you find ways to cut possibly hundreds of your car insurance quotes.

1st Give them details - If you do not provide information about your zip code, marital status, 's security features, and annual commuting miles, standard car insurance quoteA higher rate of auto insurance. Enter to take as many details as possible, that any who qualify for discount.

2nd Shop around - prices can vary car insurance companies up to 300% for the interval between them. Can save hundreds of dollars a year by comparing prices between companies. Do not forget to check your current insurance, may have lower prices for new customers who may be able to negotiate themselves.

3rd Raise your deductible - higher deductibles equal lower insurance premiums. For example, you can increase the deductible from $ 250 to $ 500, saving hundreds of dollars or more on the annual premium. However, the plan with the additional financial resources to cover the deductible in case of accident.

4th Cut the miles you - driving for drivers, the average day of 40 miles or less, you qualify for a low mileage discount with most> Insurance. Consider carpooling or public transportation to take few days to "reduces your mileage week's car to qualify for a discount. Plane or train for vacations instead of by car, you can further reduce the miles on your car.

5th Switch drivers - For married couples, compare insurance quotes between the male as the main driver and the female as the main engine. You can obtain a lower rate, when the female is insured on a truckand the male is assured the minivan. Adolescents and Family Sedan insured on safer cars such as more than a sports car.

6 Add Security System - Installation of alarm or monitoring system have a car, get a discount auto insurance. Since the anti-theft devices reduce the risk of car theft, insurance companies pass the savings on to you . A certified defensive driving class can alsoReduce the premium for three years with most insurance companies.

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